Insurance Coverage
Our Mountain's Edge dental team works directly with Ameritas to confirm your benefits upfront, so your visit stays predictable and stress-free.
If you carry an Ameritas dental plan, Elevate Dental is an in-network provider ready to put your benefits to work from your very first visit. Mountain's Edge families and professionals choose us because we understand how Ameritas structures its plans, and we know how to translate that structure into a clear, honest picture of what you will owe before any drill touches a tooth. Insurance paperwork should never be the reason you delay care, so we built our front office around removing that barrier entirely.
Our dedicated insurance coordination team contacts Ameritas directly to confirm your eligibility, remaining annual maximum, deductible status, and plan-specific coverage percentages before we finalize any treatment plan. This is not a generic estimate pulled from a database - it is a real-time verification tied to your actual policy, so the numbers we hand you reflect what Ameritas has on file for your group plan. We re-verify benefits periodically too, since employer plans can update mid-year and we want your estimate to stay accurate.
Our philosophy is simple: no surprise bills, ever. Every patient receives a written estimate that separates what Ameritas is expected to pay from what you are responsible for, and we walk through that document together before you commit to treatment. If a claim comes back differently than projected, we explain why and adjust your account transparently rather than leaving you to decode an insurance statement alone.
Ameritas dental plans are generally structured around preventive, basic, and major service tiers, each reimbursed at a different percentage. While exact figures depend on your specific group policy, most plans we see in Mountain's Edge follow a similar general framework for the categories below.
Exact coverage percentages, waiting periods, and annual maximums vary by employer group and individual plan selection. Our team pulls your specific policy codes directly from Ameritas and reviews them with you line by line so there is never any guesswork involved.
A handful of insurance terms drive most of what you will ultimately pay out of pocket. Knowing what each one means helps you plan treatment timing and budget with confidence.
This is the total amount Ameritas will pay toward your dental care within a plan year. Once reached, remaining costs shift to you, so timing larger treatments matters.
Most plans require you to pay a small set amount out of pocket before Ameritas begins reimbursing non-preventive services, usually reset annually.
As an in-network provider, we have agreed to Ameritas's negotiated rates, which are typically lower than standard fees and reduce your overall cost share.
Many Ameritas plans reimburse preventive visits at or near 100 percent and often exclude these visits from the deductible requirement entirely.
After your deductible, Ameritas typically covers a percentage of remaining costs for basic and major services, with you responsible for the balance.
For larger procedures, we can submit a pre-treatment estimate to Ameritas, giving you a near-final projection of coverage before you commit.
Our billing specialists manage every piece of paperwork with Ameritas directly, so you are never stuck mailing forms or calling an insurance hotline yourself.
Before your first appointment, we contact Ameritas to confirm active coverage, remaining maximums, and applicable waiting periods.
Our dentists build a treatment plan based on clinical need first, then map each recommended procedure against your Ameritas benefit categories.
You receive a written breakdown of expected insurance payment versus your personal cost share, reviewed with you before treatment begins.
We file your claim electronically with Ameritas immediately after your visit, which generally speeds up processing compared to paper submissions.
If Ameritas requests additional documentation or disputes a line item, our team follows up directly so you never have to intervene.
Being in-network with Ameritas changes the entire tone of a dental visit. Patients in Mountain's Edge tell us the biggest relief is simply knowing someone on our side is actively watching their benefits.
We track your remaining annual maximum throughout the year and flag when unused benefits are approaching expiration so nothing goes to waste.
Because we file claims electronically on your behalf, you never need to submit paperwork, scan receipts, or chase reimbursement checks.
Before any major procedure, you get a written estimate so there is no ambiguity about what Ameritas covers and what you will owe directly.
For costs beyond what Ameritas reimburses, we offer manageable payment arrangements so treatment is never delayed by timing of funds.
Most Ameritas plans operate on a calendar-year or plan-year cycle, meaning unused benefit dollars generally do not roll over. If you have completed preventive visits but have not used basic or major restorative benefits, those dollars typically expire at year's end rather than carrying forward, which is why we encourage patients to schedule needed treatment well before their renewal date.
For patients facing more extensive treatment plans, splitting procedures across two calendar years can sometimes allow you to access two separate annual maximums rather than exhausting one year's benefit on a single large case. Our treatment coordinators can help you sequence multi-step care, such as a crown in December and a related restoration in January, in a way that aligns with how your specific Ameritas plan resets.
If you also maintain a health savings account or flexible spending account, those pre-tax dollars can bridge the gap left by your deductible or co-insurance responsibility. Combining HSA or FSA funds with your Ameritas benefit is one of the most effective ways Mountain's Edge patients reduce the real cost of comprehensive dental care.
A few proactive habits consistently help our patients stretch their Ameritas benefits further across the year.
Our front office is always available to walk through your specific plan documents line by line, whenever questions come up.
"We tell patients the real number before we ever pick up a handpiece. Insurance should make dental care more affordable, not more confusing, and that is the standard we hold ourselves to every single day."
Answers to the questions Mountain's Edge patients ask most about using Ameritas benefits at Elevate Dental.
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10435 S Rainbow Blvd Ste A105 Las Vegas, NV 89178